DEDUCTIBLE
Deductible is the part of a covered loss that you have agreed to pay with your own money. *The higher the deductible the lower the premium.
Deductible is the part of a covered loss that you have agreed to pay with your own money. *The higher the deductible the lower the premium.
LIABILITY - BODILY/INJURY LIABILITY
Liability covers medical expenses, pain and suffering, lost wages, and other special damages.
Liability covers medical expenses, pain and suffering, lost wages, and other special damages.
MEDICAL PAYMENTS
This coverage is available in most states. It pays reasonable and necessary medical and funeral expenses for covered persons when those expenses are related to an auto accident.
This coverage is available in most states. It pays reasonable and necessary medical and funeral expenses for covered persons when those expenses are related to an auto accident.
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PROPERTY DAMAGE LIABILITY
Covers damaged property, and may include loss of use. Liability coverage also pays legal defense and court costs.
Covers damaged property, and may include loss of use. Liability coverage also pays legal defense and court costs.
UNINSURED MOTORIST
This coverage pays for damages when a covered person is injured in an auto accident caused by a driver who does not have Liability Insurance
This coverage pays for damages when a covered person is injured in an auto accident caused by a driver who does not have Liability Insurance
UNDERINSURED MOTORIST
This coverage pays for damages when a covered person is injured in an auto accident caused by another driver who has insufficient Liability Insurance.
This coverage pays for damages when a covered person is injured in an auto accident caused by another driver who has insufficient Liability Insurance.
COLLISION COVERAGE
This coverage helps pay for damage to a covered vehicle caused by:
Collision with another vehicle
Collision with an object
A vehicle rollover
*A deductible is required.
This coverage helps pay for damage to a covered vehicle caused by:
Collision with another vehicle
Collision with an object
A vehicle rollover
*A deductible is required.
COMPREHENSIVE
This coverage helps pay for loss of or damage to an insured vehicle, not caused by a collision or vehicle rollover.
Examples of this type of damage or loss include:
Fire
Wind
Hail
Flood
Vandalism
Theft
Hitting an animal
*A deductible may apply.
This coverage helps pay for loss of or damage to an insured vehicle, not caused by a collision or vehicle rollover.
Examples of this type of damage or loss include:
Fire
Wind
Hail
Flood
Vandalism
Theft
Hitting an animal
*A deductible may apply.
VEHICLE RATING FACTOR
· Do you drive in Urban or Rural Areas
· How often do you drive
· Age, Sex and Marital Status
· Your Driving Record
· Your Credit History
· Do you drive in Urban or Rural Areas
· How often do you drive
· Age, Sex and Marital Status
· Your Driving Record
· Your Credit History
AUTO INSURANCE DISCOUNTS
Multiple Vehicle
Multiple Line
New Vehicle Safety
Accident Free
Anti-Theft Device
Defensive Driving
Good Driving
Good Student
Driver Training
EFT/Paperless
Multiple Vehicle
Multiple Line
New Vehicle Safety
Accident Free
Anti-Theft Device
Defensive Driving
Good Driving
Good Student
Driver Training
EFT/Paperless
AUTO INSURANCE TERMINOLOGY
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